Ask anyone whos ever been robbed of their identity, and theyll tell you that it typically takes years to recover from such a violation. This extremely personal crime goes far beyond using someone elses name to make a hefty purchase at a department store. In addition to credit card charges, bank account withdrawals, social security tampering and a number of other ways in which your life would be impacted, unrelated crimes can also be committed in your name for which you may be held responsible.

Its pretty safe to assume that when you hear the phrase identity theft, youll know immediately whats being discussed. Not many folks, however, are aware that criminal identity theft takes this type of crime a step beyond simply racking up charges on someone elses credit cards.

In fact, criminal identity theft is the term used when an individual poses as someone else when confronted by a law enforcement officer. In other words, if someone who has taken on your identity is arrested or approached in any way by a law enforcement official and they offer some form of ID that identifies them by your name, then the line has been crossed from identity theft to criminal identity theft.

By obtaining vital documents, such as a drivers license, social security card and other legal documents in your name, they can effectively become you. In some cases, these individuals build a life for themselves in some other part of the world and, unless some red flag goes up on your end, you might never know it until something drastic takes places, such as an arrest warrant thats issued in your name.

Obtaining a job, buying a home, taking out a loan and every other area that you can think of will be impacted if such an event takes place. In most cases, it takes a specific set of circumstances that brings about the knowledge that criminal identity theft has been committed. Some examples of this would be the discovery that theres a criminal record in your name that renders you ineligible for a particular job, the denial of a loan or application for a mortgage as the result of unsatisfied debts that you didnt incur or an arrest as the result of an outstanding warrant in your name when youre simply stopped for a routine traffic violation or safety belt check.

The real tragedy here is that the burden of proof is on the victim when it comes time to clear up these issues, which can take years in the legal system and cost thousands of dollars as the judicial clock continues to count down the minutes until youre able to prove that you are, in fact, who you claim to be and did not commit the crimes of which youve been accused. This particular type of criminal activity occurs more often than you might imagine and has devastated the lives of countless innocent people.

If you should be the target of criminal identity theft, here are just a few of the things that you can do in order to begin the process of clearing your name within the legal system:

• Report the misidentification to your local law enforcement agency